/* Biznes360 — How it works page */
:root {
    --site-width: 1530px;
    --bg: #f5f4f2;
    --surface: #fff;
    --dark: #09090b;
    --text: #272824;
    --muted: rgba(39, 40, 36, 0.64);
    --border: #e4e2de;
    --blue: #cefe24;
    --blue-light: #b8e820;
    --cyan: #2a8094;
    --green: #10b981;
    --purple: #8b5cf6;
    --radius: 16px;
    --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

.hiw-page { overflow-x: hidden; }

/* Header */
.hiw-header {
    position: fixed; inset: 0 0 auto; z-index: 100;
    padding: 0.85rem 0; transition: all 0.35s var(--ease);
}
.hiw-header.scrolled {
    background: rgba(255,255,255,0.9);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--border);
}
.hiw-header-inner {
    display: flex; align-items: center; justify-content: space-between; gap: 1rem;
}
.hiw-header .brand { color: #fff; transition: color 0.35s; }
.hiw-header.scrolled .brand { color: var(--text); }
.hiw-header .brand-text em { color: #7a96b5; transition: color 0.35s; }
.hiw-header.scrolled .brand-text em { color: var(--blue); }
.hiw-nav { display: flex; gap: 0.25rem; }
.hiw-nav a {
    color: rgba(255,255,255,0.75); text-decoration: none; font-size: 0.85rem; font-weight: 500;
    padding: 0.4rem 0.75rem; border-radius: 999px; transition: all 0.2s;
}
.hiw-nav a:hover { color: #fff; background: rgba(255,255,255,0.1); }
.hiw-header.scrolled .hiw-nav a { color: var(--muted); }
.hiw-header.scrolled .hiw-nav a:hover { color: var(--text); background: var(--bg); }
.hiw-header-btns { display: flex; gap: 0.5rem; }
.hiw-btn-sm {
    padding: 0.45rem 0.95rem; border-radius: 999px; font: inherit;
    font-size: 0.82rem; font-weight: 600; text-decoration: none; transition: all 0.25s;
}
.hiw-btn-ghost { border: 1px solid rgba(255,255,255,0.25); color: #fff; }
.hiw-btn-ghost:hover { background: rgba(255,255,255,0.1); }
.hiw-header.scrolled .hiw-btn-ghost { border-color: var(--border); color: var(--text); }
.hiw-btn-primary {
    background: var(--blue); color: #272824; border: none;
    box-shadow: 0 4px 20px rgba(206,254,36,0.4);
}
.hiw-btn-primary:hover { background: var(--blue-light); transform: translateY(-1px); color: #272824; }

/* Hero — compact, strict, two-column */
.hiw-hero {
    position: relative;
    padding: 5.25rem 0 2.75rem;
    color: #e2e8f0;
    border-bottom: 1px solid rgba(255,255,255,0.06);
    overflow: hidden;
}
.hiw-hero-bg {
    position: absolute; inset: 0; z-index: 0;
    background:
        linear-gradient(180deg, #0a0f1a 0%, #0f172a 100%);
}
.hiw-hero-bg::before {
    content: '';
    position: absolute; inset: 0;
    background-image:
        linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
    background-size: 40px 40px;
    mask-image: linear-gradient(180deg, #000 0%, transparent 100%);
}
.hiw-hero-bg::after {
    content: '';
    position: absolute; top: 0; left: 0; right: 0; height: 1px;
    background: linear-gradient(90deg, transparent, rgba(206,254,36,0.5) 50%, transparent);
}
.hiw-hero-inner {
    position: relative; z-index: 1;
    display: grid;
    grid-template-columns: 1fr 420px;
    gap: 3rem;
    align-items: center;
}
.hiw-hero-copy { max-width: 560px; }
.hiw-hero-eyebrow {
    font-size: 0.72rem; font-weight: 700; letter-spacing: 0.12em;
    text-transform: uppercase; color: rgba(148,163,184,0.9);
    margin-bottom: 0.85rem;
    animation: hiwFadeUp 0.5s var(--ease) both;
}
.hiw-hero h1 {
    font-size: clamp(1.65rem, 2.8vw, 2.35rem); font-weight: 800;
    letter-spacing: -0.03em; line-height: 1.15; margin-bottom: 0.85rem;
    color: #fff;
    animation: hiwFadeUp 0.5s var(--ease) 0.05s both;
}
.hiw-hero h1 em {
    font-style: normal; color: #4a7396;
}
.hiw-hero-lead {
    font-size: 0.92rem; color: rgba(203,213,225,0.82); line-height: 1.65;
    max-width: 46ch; margin-bottom: 1.35rem;
    animation: hiwFadeUp 0.5s var(--ease) 0.1s both;
}
.hiw-hero-metrics {
    list-style: none; display: flex; flex-wrap: wrap; gap: 0;
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 10px; overflow: hidden;
    background: rgba(255,255,255,0.03);
    animation: hiwFadeUp 0.5s var(--ease) 0.15s both;
}
.hiw-hero-metrics li {
    flex: 1; min-width: 110px;
    padding: 0.75rem 1rem;
    border-right: 1px solid rgba(255,255,255,0.06);
}
.hiw-hero-metrics li:last-child { border-right: none; }
.hiw-hero-metrics strong {
    display: block; font-size: 1.05rem; font-weight: 800;
    letter-spacing: -0.02em; color: #fff;
}
.hiw-hero-metrics span { font-size: 0.72rem; color: rgba(148,163,184,0.85); }

/* Hero visual — process mock */
.hiw-hero-visual { animation: hiwFadeUp 0.6s var(--ease) 0.2s both; }
.hiw-mock {
    background: rgba(15,23,42,0.65);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: 14px;
    padding: 1.1rem 1.15rem 1.15rem;
    box-shadow: 0 24px 48px rgba(0,0,0,0.35);
    backdrop-filter: blur(12px);
}
.hiw-mock-top {
    display: flex; align-items: center; justify-content: space-between;
    margin-bottom: 1rem; font-size: 0.72rem; font-weight: 600;
    color: rgba(148,163,184,0.9);
}
.hiw-mock-pulse {
    display: inline-flex; align-items: center; gap: 0.35rem;
    color: #34d399; font-size: 0.68rem; font-weight: 700;
}
.hiw-mock-pulse i {
    width: 6px; height: 6px; border-radius: 50%; background: #34d399;
    box-shadow: 0 0 8px #34d399;
    animation: hiwPulse 2s ease infinite;
}
.hiw-mock-track { margin-bottom: 1rem; }
.hiw-mock-progress {
    height: 2px; background: rgba(255,255,255,0.08);
    border-radius: 2px; margin-bottom: 0.85rem; overflow: hidden;
}
.hiw-mock-progress span {
    display: block; height: 100%; width: 25%;
    background: linear-gradient(90deg, var(--blue), #4a7396);
    border-radius: 2px;
    animation: hiwProgress 10s var(--ease) infinite;
}
@keyframes hiwProgress {
    0%, 24% { transform: translateX(0); }
    25%, 49% { transform: translateX(100%); }
    50%, 74% { transform: translateX(200%); }
    75%, 100% { transform: translateX(300%); }
}
.hiw-mock-nodes {
    list-style: none; display: grid; grid-template-columns: repeat(4, 1fr); gap: 0.35rem;
}
.hiw-mock-nodes li {
    display: flex; flex-direction: column; align-items: center; gap: 0.35rem;
    opacity: 0.45;
}
.hiw-mock-nodes li:nth-child(1) { animation: hiwNode1 10s infinite; }
.hiw-mock-nodes li:nth-child(2) { animation: hiwNode2 10s infinite; }
.hiw-mock-nodes li:nth-child(3) { animation: hiwNode3 10s infinite; }
.hiw-mock-nodes li:nth-child(4) { animation: hiwNode4 10s infinite; }
@keyframes hiwNode1 { 0%, 24% { opacity: 1; } 25%, 100% { opacity: 0.45; } }
@keyframes hiwNode2 { 0%, 24% { opacity: 0.45; } 25%, 49% { opacity: 1; } 50%, 100% { opacity: 0.45; } }
@keyframes hiwNode3 { 0%, 49% { opacity: 0.45; } 50%, 74% { opacity: 1; } 75%, 100% { opacity: 0.45; } }
@keyframes hiwNode4 { 0%, 74% { opacity: 0.45; } 75%, 100% { opacity: 1; } }
.hiw-mock-node-ico {
    width: 34px; height: 34px; border-radius: 8px;
    border: 1px solid rgba(255,255,255,0.12);
    background: rgba(255,255,255,0.04);
    display: grid; place-items: center;
}
.hiw-mock-nodes li:nth-child(1) .hiw-mock-node-ico { animation: hiwIco1 10s infinite; }
.hiw-mock-nodes li:nth-child(2) .hiw-mock-node-ico { animation: hiwIco2 10s infinite; }
.hiw-mock-nodes li:nth-child(3) .hiw-mock-node-ico { animation: hiwIco3 10s infinite; }
.hiw-mock-nodes li:nth-child(4) .hiw-mock-node-ico { animation: hiwIco4 10s infinite; }
@keyframes hiwIco1 { 0%, 24% { border-color: rgba(206,254,36,0.55); background: rgba(206,254,36,0.15); box-shadow: 0 0 0 1px rgba(206,254,36,0.2); } 25%, 100% { border-color: rgba(255,255,255,0.12); background: rgba(255,255,255,0.04); box-shadow: none; } }
@keyframes hiwIco2 { 0%, 24% { border-color: rgba(255,255,255,0.12); background: rgba(255,255,255,0.04); box-shadow: none; } 25%, 49% { border-color: rgba(206,254,36,0.55); background: rgba(206,254,36,0.15); box-shadow: 0 0 0 1px rgba(206,254,36,0.2); } 50%, 100% { border-color: rgba(255,255,255,0.12); background: rgba(255,255,255,0.04); box-shadow: none; } }
@keyframes hiwIco3 { 0%, 49% { border-color: rgba(255,255,255,0.12); background: rgba(255,255,255,0.04); box-shadow: none; } 50%, 74% { border-color: rgba(206,254,36,0.55); background: rgba(206,254,36,0.15); box-shadow: 0 0 0 1px rgba(206,254,36,0.2); } 75%, 100% { border-color: rgba(255,255,255,0.12); background: rgba(255,255,255,0.04); box-shadow: none; } }
@keyframes hiwIco4 { 0%, 74% { border-color: rgba(255,255,255,0.12); background: rgba(255,255,255,0.04); box-shadow: none; } 75%, 100% { border-color: rgba(206,254,36,0.55); background: rgba(206,254,36,0.15); box-shadow: 0 0 0 1px rgba(206,254,36,0.2); } }
.hiw-mock-node-ico svg {
    width: 15px; height: 15px; stroke: #7a96b5; fill: none;
    stroke-width: 2; stroke-linecap: round; stroke-linejoin: round;
}
.hiw-mock-node-txt { font-size: 0.62rem; font-weight: 600; color: rgba(203,213,225,0.75); }

.hiw-mock-screen {
    position: relative; height: 148px;
    background: rgba(9,14,26,0.6);
    border: 1px solid rgba(255,255,255,0.06);
    border-radius: 10px; overflow: hidden;
}
.hiw-mock-slide {
    position: absolute; inset: 0; padding: 1rem;
    opacity: 0; transform: translateY(6px);
    animation: hiwSlide 10s var(--ease) infinite;
}
.hiw-mock-slide.s1 { animation-delay: 0s; }
.hiw-mock-slide.s2 { animation-delay: 2.5s; }
.hiw-mock-slide.s3 { animation-delay: 5s; }
.hiw-mock-slide.s4 { animation-delay: 7.5s; }
@keyframes hiwSlide {
    0%, 22% { opacity: 1; transform: none; }
    25%, 100% { opacity: 0; transform: translateY(6px); }
}

.hiw-mock-search {
    display: flex; align-items: center; gap: 0.5rem;
    padding: 0.55rem 0.65rem; border-radius: 8px;
    background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08);
    font-size: 0.78rem; color: #cbd5e1; margin-bottom: 0.65rem;
}
.hiw-mock-search svg {
    width: 14px; height: 14px; stroke: #64748b; fill: none;
    stroke-width: 2; flex-shrink: 0;
}
.hiw-mock-chips { display: flex; gap: 0.4rem; flex-wrap: wrap; }
.hiw-mock-chips span {
    font-size: 0.65rem; font-weight: 600; padding: 0.25rem 0.5rem;
    border-radius: 999px; background: rgba(206,254,36,0.15); color: #7a96b5;
}
.hiw-mock-listing {
    display: flex; gap: 0.65rem; align-items: center; margin-bottom: 0.85rem;
}
.hiw-mock-thumb {
    width: 44px; height: 44px; border-radius: 8px; flex-shrink: 0;
    background: linear-gradient(135deg, #334155, #1e293b);
}
.hiw-mock-listing strong {
    display: block; font-size: 0.82rem; color: #f1f5f9; margin-bottom: 0.15rem;
}
.hiw-mock-listing span { font-size: 0.68rem; color: #94a3b8; }
.hiw-mock-bars { display: flex; flex-direction: column; gap: 0.45rem; }
.hiw-mock-bar {
    display: flex; align-items: center; gap: 0.5rem; font-size: 0.65rem; color: #94a3b8;
}
.hiw-mock-bar i {
    flex: 1; height: 5px; border-radius: 3px; background: rgba(255,255,255,0.08);
    position: relative; overflow: hidden;
}
.hiw-mock-bar i::after {
    content: ''; position: absolute; inset: 0 auto 0 0;
    width: var(--w, 50%); background: var(--blue); border-radius: 3px;
    animation: hiwBarGrow 2s var(--ease) infinite alternate;
}
@keyframes hiwBarGrow { from { opacity: 0.6; } to { opacity: 1; } }
.hiw-mock-bar span { width: 4.5rem; flex-shrink: 0; }
.hiw-mock-msg { display: flex; gap: 0.55rem; align-items: flex-start; }
.hiw-mock-avatar {
    width: 32px; height: 32px; border-radius: 8px; flex-shrink: 0;
    background: rgba(206,254,36,0.25); color: #7a96b5;
    display: grid; place-items: center; font-size: 0.75rem; font-weight: 800;
}
.hiw-mock-bubble {
    flex: 1; padding: 0.55rem 0.65rem; border-radius: 8px;
    background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08);
    animation: hiwMsgIn 2.5s var(--ease) infinite;
}
@keyframes hiwMsgIn {
    0%, 12% { opacity: 0; transform: translateY(4px); }
    18%, 100% { opacity: 1; transform: none; }
}
.hiw-mock-bubble strong { display: block; font-size: 0.72rem; color: #e2e8f0; margin-bottom: 0.2rem; }
.hiw-mock-bubble p { font-size: 0.72rem; color: #94a3b8; line-height: 1.45; margin-bottom: 0.25rem; }
.hiw-mock-bubble time { font-size: 0.62rem; color: #64748b; }
.hiw-mock-done {
    height: 100%; display: flex; flex-direction: column;
    align-items: center; justify-content: center; text-align: center; gap: 0.35rem;
}
.hiw-mock-check {
    width: 44px; height: 44px; border-radius: 50%;
    background: rgba(16,185,129,0.15); border: 1px solid rgba(16,185,129,0.35);
    display: grid; place-items: center;
    animation: hiwCheckPop 2.5s var(--ease) infinite;
}
@keyframes hiwCheckPop {
    0%, 10% { transform: scale(0.85); opacity: 0.5; }
    18%, 100% { transform: scale(1); opacity: 1; }
}
.hiw-mock-check svg {
    width: 20px; height: 20px; stroke: #34d399; fill: none;
    stroke-width: 2.5; stroke-linecap: round; stroke-linejoin: round;
}
.hiw-mock-done strong { font-size: 0.85rem; color: #f1f5f9; }
.hiw-mock-done span { font-size: 0.68rem; color: #94a3b8; }

@keyframes hiwPulse { 0%, 100% { opacity: 1; } 50% { opacity: 0.4; } }
@keyframes hiwFadeUp {
    from { opacity: 0; transform: translateY(12px); }
    to { opacity: 1; transform: none; }
}

/* Tabs */
.hiw-tabs-sec { padding: 4rem 0 2rem; }
.hiw-tabs-head { text-align: center; max-width: 560px; margin: 0 auto 2rem; }
.hiw-tabs-head h2 { font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 800; letter-spacing: -0.02em; margin-bottom: 0.5rem; }
.hiw-tabs-head p { color: var(--muted); font-size: 0.95rem; }
.hiw-tabs {
    display: flex; justify-content: center; gap: 0.5rem; margin-bottom: 2.5rem; flex-wrap: wrap;
}
.hiw-tab {
    padding: 0.65rem 1.35rem; border-radius: 999px; border: 1px solid var(--border);
    background: var(--surface); font: inherit; font-weight: 600; font-size: 0.88rem;
    cursor: pointer; color: var(--muted); transition: all 0.25s var(--ease);
}
.hiw-tab.on { background: var(--blue); border-color: var(--blue); color: #272824; box-shadow: 0 8px 24px rgba(206,254,36,0.25); }
.hiw-panel { display: none; animation: hiwTabIn 0.4s var(--ease); }
.hiw-panel.on { display: block; }
@keyframes hiwTabIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }

/* Steps timeline */
.hiw-steps { display: flex; flex-direction: column; gap: 0; position: relative; }
.hiw-step {
    display: grid; grid-template-columns: auto 1fr; gap: 1.25rem 1.5rem;
    padding: 1.5rem 0; position: relative;
    opacity: 0; transform: translateY(24px);
    transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
}
.hiw-step.visible { opacity: 1; transform: none; }
.hiw-step::before {
    content: ''; position: absolute; left: 27px; top: 72px; bottom: -8px;
    width: 2px; background: linear-gradient(180deg, var(--border), transparent);
}
.hiw-step:last-child::before { display: none; }
.hiw-step-icon {
    width: 56px; height: 56px; border-radius: 16px; display: grid; place-items: center;
    position: relative; z-index: 1; flex-shrink: 0;
    transition: transform 0.35s var(--ease);
}
.hiw-step:hover .hiw-step-icon { transform: scale(1.06) rotate(-2deg); }
.hiw-step-icon svg { width: 26px; height: 26px; stroke: #fff; fill: none; stroke-width: 1.75; }
.hiw-step-icon.blue { background: linear-gradient(135deg, var(--blue), var(--blue-light)); box-shadow: 0 8px 24px rgba(206,254,36,0.3); }
.hiw-step-icon.cyan { background: linear-gradient(135deg, #1a6b7a, var(--cyan)); box-shadow: 0 8px 24px rgba(6,182,212,0.3); }
.hiw-step-icon.green { background: linear-gradient(135deg, #059669, var(--green)); box-shadow: 0 8px 24px rgba(16,185,129,0.3); }
.hiw-step-icon.purple { background: linear-gradient(135deg, #7c3aed, var(--purple)); box-shadow: 0 8px 24px rgba(139,92,246,0.3); }
.hiw-step-num {
    position: absolute; top: -6px; right: -6px; width: 22px; height: 22px;
    border-radius: 50%; background: var(--surface); border: 2px solid var(--border);
    font-size: 0.65rem; font-weight: 800; display: grid; place-items: center; color: var(--blue);
}
.hiw-step-body { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 1.25rem 1.35rem; }
.hiw-step-body h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 0.35rem; letter-spacing: -0.01em; }
.hiw-step-body p { font-size: 0.88rem; color: var(--muted); line-height: 1.6; }
.hiw-step-tags { display: flex; flex-wrap: wrap; gap: 0.35rem; margin-top: 0.75rem; }
.hiw-step-tag {
    font-size: 0.72rem; font-weight: 600; padding: 0.2rem 0.55rem;
    border-radius: 999px; background: var(--bg); color: var(--text); border: 1px solid var(--border);
}

/* Features grid */
.hiw-features { padding: 3rem 0 4rem; background: var(--surface); border-block: 1px solid var(--border); }
.hiw-features-head { text-align: center; max-width: 520px; margin: 0 auto 2.5rem; }
.hiw-features-head h2 { font-size: clamp(1.35rem, 3vw, 1.85rem); font-weight: 800; letter-spacing: -0.02em; margin-bottom: 0.45rem; }
.hiw-features-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem;
}
@media (max-width: 860px) { .hiw-features-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .hiw-features-grid { grid-template-columns: 1fr; } }
.hiw-feat {
    padding: 1.35rem; border-radius: var(--radius); border: 1px solid var(--border);
    background: var(--bg); transition: all 0.35s var(--ease);
    opacity: 0; transform: translateY(16px);
}
.hiw-feat.visible { opacity: 1; transform: none; }
.hiw-feat:hover { border-color: #7a96b5; transform: translateY(-4px); box-shadow: 0 12px 32px rgba(206,254,36,0.08); }
.hiw-feat-icon {
    width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center;
    margin-bottom: 0.85rem; background: rgba(206,254,36,0.18); color: var(--blue);
}
.hiw-feat-icon svg { width: 22px; height: 22px; stroke: currentColor; fill: none; stroke-width: 1.75; }
.hiw-feat h3 { font-size: 0.92rem; font-weight: 700; margin-bottom: 0.3rem; }
.hiw-feat p { font-size: 0.8rem; color: var(--muted); line-height: 1.55; }

/* Compare */
.hiw-compare { padding: 4rem 0; }
.hiw-compare-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }
@media (max-width: 720px) { .hiw-compare-grid { grid-template-columns: 1fr; } }
.hiw-compare-card {
    border-radius: var(--radius); padding: 1.5rem; border: 1px solid var(--border);
    background: var(--surface); position: relative; overflow: hidden;
}
.hiw-compare-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
}
.hiw-compare-card.buyer::before { background: linear-gradient(90deg, var(--blue), var(--cyan)); }
.hiw-compare-card.seller::before { background: linear-gradient(90deg, var(--green), #34d399); }
.hiw-compare-card h3 { font-size: 1.1rem; font-weight: 800; margin-bottom: 1rem; }
.hiw-compare-list { list-style: none; }
.hiw-compare-list li {
    display: flex; gap: 0.65rem; align-items: flex-start;
    font-size: 0.85rem; color: #334155; padding: 0.45rem 0;
    border-bottom: 1px solid var(--border);
}
.hiw-compare-list li:last-child { border-bottom: none; }
.hiw-compare-list li::before { content: '✓'; color: var(--green); font-weight: 800; flex-shrink: 0; }

/* FAQ */
.hiw-faq { padding: 3rem 0 4rem; background: var(--bg); }
.hiw-faq-list { max-width: 720px; margin: 0 auto; display: flex; flex-direction: column; gap: 0.65rem; }
.hiw-faq-item {
    background: var(--surface); border: 1px solid var(--border); border-radius: 12px; overflow: hidden;
}
.hiw-faq-q {
    width: 100%; text-align: left; padding: 1rem 1.15rem; border: none; background: none;
    font: inherit; font-weight: 700; font-size: 0.92rem; cursor: pointer;
    display: flex; justify-content: space-between; align-items: center; gap: 1rem;
}
.hiw-faq-q span { color: var(--blue); font-size: 1.25rem; transition: transform 0.3s; }
.hiw-faq-item.open .hiw-faq-q span { transform: rotate(45deg); }
.hiw-faq-a {
    max-height: 0; overflow: hidden; transition: max-height 0.35s var(--ease);
    font-size: 0.85rem; color: var(--muted); line-height: 1.65;
}
.hiw-faq-a-inner { padding: 0 1.15rem 1rem; }
.hiw-faq-item.open .hiw-faq-a { max-height: 200px; }

/* CTA */
.hiw-cta {
    padding: 4rem 0 5rem;
}
.hiw-cta-card {
    background: linear-gradient(135deg, #152f4a 0%, var(--blue) 50%, #1a6b7a 100%);
    border-radius: 20px; padding: clamp(2rem, 5vw, 3rem);
    color: #fff; text-align: center; position: relative; overflow: hidden;
}
.hiw-cta-card::after {
    content: ''; position: absolute; top: -50%; right: -20%; width: 60%; height: 200%;
    background: radial-gradient(circle, rgba(255,255,255,0.12), transparent 65%);
}
.hiw-cta-card h2 { font-size: clamp(1.35rem, 3vw, 1.85rem); font-weight: 800; margin-bottom: 0.5rem; position: relative; }
.hiw-cta-card p { opacity: 0.9; margin-bottom: 1.5rem; position: relative; font-size: 0.95rem; }
.hiw-cta-btns { display: flex; justify-content: center; gap: 0.65rem; flex-wrap: wrap; position: relative; }
.hiw-cta-w {
    padding: 0.75rem 1.35rem; border-radius: 10px; background: #fff; color: var(--blue);
    font-weight: 700; font-size: 0.9rem; text-decoration: none; transition: transform 0.2s;
}
.hiw-cta-w:hover { transform: translateY(-2px); color: var(--blue); }
.hiw-cta-g {
    padding: 0.75rem 1.35rem; border-radius: 10px; border: 1px solid rgba(255,255,255,0.35);
    color: #fff; font-weight: 600; font-size: 0.9rem; text-decoration: none;
}
.hiw-cta-g:hover { background: rgba(255,255,255,0.1); color: #fff; }

@media (max-width: 960px) {
    .hiw-hero-inner { grid-template-columns: 1fr; gap: 1.75rem; }
    .hiw-hero-copy { max-width: none; }
    .hiw-hero-visual { max-width: 420px; }
}
@media (max-width: 768px) {
    .hiw-nav { display: none; }
    .hiw-step { grid-template-columns: 1fr; }
    .hiw-step::before { display: none; }
    .hiw-step-icon { margin-bottom: -0.5rem; }
}